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PictureWealth Lending Mortgage advice for every stage of life

Whether you are buying your first home, upgrading as your family grows, investing in property, or simply looking for a better deal, our lending specialists will guide you through the moments that matter.

We help you understand how your mortgage connects with your retirement goals, investment strategy and even your insurance needs, so you are not just covering the essentials but building towards your dreams.

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The right support when it matters most

Get the lending advice that fits your goals
Want a better deal on your current loan?

Even a small rate cut could save you thousands. We will review your loan, negotiate on your behalf , and make switching seamless.

Buying your first home?

We help you understand what you can borrow, navigate government grants and schemes, and support you from pre-approval to settlement.

Time to refinance or restructure?

When your needs change so should your loan. We help lower repayments, unlock equity or adjust your loan restructure to support your life stage.

Buying an investment property

We will help you structure your loan for maxium tax benefits andbuild your property portfolio with confidence.

Expanding or downsizing?

We will help you upgrade, downsize, or free up equity so you can move into your nexr chapter with confidence. 

Self-employed or have complex income?

We know who to talk to when banks say no, helping you find a solution where others see roadblocks.

The PictureWealth difference for you

At PictureWealth, we don’t stop at just finding the right loan. We leverage our range of 40+ lenders, combined with our knowledge of the market, to present you with the best options that suit your needs – giving you all the information and guidance you need to make an informed decision.

We take care of the entire process from gathering and completing all paperwork, managing the application, liaising with the lender all the way through to the approval. You’ll have clear guidance and support every step of the way, so things feel straightforward and under control.

Trusted by 6000+ clients, PictureWealth has been named Australia’s Top 50 Fastest Growing Companies

We promise simple, clear and jargon-free advice and lending plan that aligns with your goals, plans, and dreams.

We work with a panel of 40+ trusted lenders across Australia to secure the best deal for you.

Bring your numbers to life with our calculators

Access 20 easy-to-use calculators, including borrowing power, loan comparison, and extra repayments to estimate your capacity, plan repayments, and more.

Borrowing Power​

Estimate your borrowing capacity in seconds.

Loan Comparison

Adjust rates and terms to compare different home loans.

Loan Repayment

Estimate your home loan repayments and work out how to repay it faster.

Access our resources library

We break down the essentials of mortgage financing – so you can make smarter, clearer decisions that support your bigger financial picture

Meet our team of lending experts

Let's make your mortgage work hard for you!

Smart lending advice for every stage of life